Sunday 25 October

Data: statements to 10 Jul; weekly transactions missing

Plan

Monthly operating plan

The live monthly plan: wages, fixed bills, variable targets and active goal funding in one place.

Monthly income

£6,983

Wages + Tracey's rent

Planned spending

Target

£5,510.17

Actual

£0.00

Fixed and variable spending only · 2026-10-01 to 2026-10-31

Remaining: £5,510.17

Goal funding

£1,000

1 active goals from Goals

Unallocated after goals

Target

£472.53

Actual

£5,982.70

Income less spending and goal funding · 2026-10-01 to 2026-10-31

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Monthly plan tracker

Detail behind the four summary cards. Targets come from Cashflow; actuals come from tagged transactions.

2026-10
LineTypeTargetActualRemaining
Home mortgagefixed£846No actuals yetn/a
Rental mortgagefixed£262No actuals yetn/a
Sky TVfixed£152No actuals yetn/a
Sky / Three Mobilefixed£33No actuals yetn/a
British Gasfixed£152No actuals yetn/a
Waterfixed£81No actuals yetn/a
Council Taxfixed£128No actuals yetn/a
MBNA loanfixed£301No actuals yetn/a
Vehicle taxfixed£38No actuals yetn/a
TV Licencefixed£15No actuals yetn/a
Insurancefixed£27No actuals yetn/a
RCN (College of Nursing fee)fixed£17No actuals yetn/a
CMSfixed£550No actuals yetn/a
Groceriesvariable£600No actuals yetn/a
Fuelvariable£100No actuals yetn/a
Discretionaryvariable£200No actuals yetn/a
Takeawaysvariable£200No actuals yetn/a
Taxisvariable£26No actuals yetn/a
MOTvariable£75No actuals yetn/a
Monthly Savings Potvariable£500No actuals yetn/a
Spire / Fuzzy Work Lunchvariable£100No actuals yetn/a
Hairvariable£60No actuals yetn/a
Jaybee Shoppingvariable£50No actuals yetn/a
Car Insurancevariable£70No actuals yetn/a
Philippines Monthlyvariable£400No actuals yetn/a
Andy Allowancevariable£300No actuals yetn/a
Jackson's Potvariable£50No actuals yetn/a
Jaybee's Emergency Potvariable£50No actuals yetn/a
Subscriptionsvariable£77No actuals yetn/a
Raya's Potvariable£50No actuals yetn/a
Planned spending totaltotal£5,510.17£0.00£5,510.17
Planned goal fundinggoal£1,000£0£1,000
Unallocated after goalsincome less plan£472.53£5,982.70Income - spending - goals

Fixed and variable budget detail

Hidden by default. These are the detailed lines behind the monthly tracker above.

Show detail

Source: Private local baseline, cross-checked against statements where visible.

Essential£1,207
Home mortgage£846
British Gas£152
Water£81
Council Tax£128
Property£262
Rental mortgage£262
Household service£200
Sky TV£152
Sky / Three Mobile£33
TV Licence£15
Debt£301
MBNA loan£301
Transport£38
Vehicle tax£38
Insurance£27
Insurance£27
education£17
RCN (College of Nursing fee)£17
CMS£550
CMS£550

Balance sheet detail

Hidden by default because the main Plan page is about monthly flow.

Show
HSBC current account£500
Home£230,000
Pensions£80,000
Home mortgage-£190,000

Monthly review readiness

HSBC statement balanceReady
Approved recurring budgetReady
Household wagesReady
Investments, pensions and mortgagesReady
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