Net rental cash flow
£289
£750 rent minus £461 mortgage, costs and tax
Property
Property decision board
Live property view using the current local baseline plus statement-derived rent, mortgage and landlord insurance where the bank data supports it.
Blackpool rental summary
These figures are recalculated from the current planning data each time the page loads. Statement-backed values update when new statements or transaction uploads are processed.
Rental equity
£50,000
Property value minus mortgage balance from the live property object
Loan to value
52.4%
Mortgage balance as a share of the current property value
Tenant rent
£750
Statement-backed: Tracey rent credit
Mortgage payment
£262
Statement-backed: Halifax direct debit
Landlord insurance
£49
Statement-backed: Simply Business
Other costs + tax
£150
Manual costs plus 20% tax provision
Home
Primary residence
Known
- Home mortgage payment is in the approved monthly budget.
- Current value entered locally.
- Mortgage balance entered locally.
Still needed
- Mortgage renewal date
- Mortgage years remaining
Edit property detailsFeeds equity, net worth and future remortgage scenarios.Edit
Blackpool rental
Rental property
Known
- Tenant rent is seen in statements as Tracey monthly credits.
- Rental mortgage is seen in statements as Halifax direct debits.
- Property value and mortgage balance are included in baseline calculations.
Still needed
- Mortgage renewal date
- Mortgage years remaining
Edit property detailsFeeds equity, LTV and later mortgage/rent scenarios.Edit
Rental calculation components
This is the Blackpool rental engine. Rent and Halifax mortgage are statement-backed; landlord insurance can be inferred from statements, compliance is manual, letting management is kept as a future lever, and tax uses a 20% planning assumption.
Blackpool rental tenant rent£750
Letting / management fees£0
Landlord insurance-£49
Compliance / certificates£0
Halifax mortgage payment-£262
Tax provision (20% assumption)-£150