Tuesday 25 August

Data: statements to 10 Aug; transactions to 14 Aug

Cashflow

Cashflow control room

Check the operating model: planned bills and spending pots against uploaded transaction actuals. Edit the model only when the target itself has changed.

Target spend

£5,879

Fixed bills and spending pots

Actual spend

£1,972

2026-08-01 to 2026-08-31

Remaining vs target

£3,907

Green is under target; red is over

Needs review

0

No uncategorised spend found

Target vs actual spending

2026-08-01 to 2026-08-31. Fixed bills compare the plan with latest observed charges; variable buckets use tagged transactions.

Categorisation is currently automatic from uploaded transaction descriptions. If a row says no spend matched, it means no transaction has matched that bucket in this month; uncategorised spend will be handled by a review-and-correct tagging workflow in a later pass.

BucketTargetActualRemainingSourceReview
Home mortgage£846£846£0Tagged transactions
Rental mortgage£262No actuals yetn/aNo spend matched this month
Sky TV£171No actuals yetn/aNo spend matched this month
Sky / Three Mobile£33£33£0Tagged transactions
British Gas£152£152£0Tagged transactions
Water£81£81£0Tagged transactions
Council Tax£128No actuals yetn/aNo spend matched this month
MBNA loan£301£301£0Tagged transactions
Vehicle tax£38£38£0Tagged transactions
TV Licence£15£15£0Tagged transactions
Insurance£27No actuals yetn/aNo spend matched this month
RCN (College of Nursing fee)£17No actuals yetn/aNo spend matched this month
CMS£550No actuals yetn/aNo spend matched this month
Groceries£600£244£356Tagged transactions
Fuel£100£79£21Tagged transactions
Discretionary£200£135£65Tagged transactions
Takeaways£200£6£194Tagged transactions
Taxis£26£36-£10Tagged transactions
MOT£75£0£75No spend matched this month
Monthly Savings Pot£500£0£500No spend matched this month
Spire / Fuzzy Work Lunch£100£0£100No spend matched this month
Hair£60£0£60No spend matched this month
Jaybee Shopping£50£0£50No spend matched this month
Car Insurance£70£0£70No spend matched this month
Philippines Monthly£400£0£400No spend matched this month
Andy Allowance£300£1£299Tagged transactions
Jackson's Pot£50£0£50No spend matched this month
Jaybee's Emergency Pot£50£0£50No spend matched this month
Subscriptions£77£54£23Tagged transactions
Raya's Pot£50£0£50No spend matched this month
Nursery Fees£350£0£350No spend matched this month
Total£5,879£1,972£3,907to 2026-08-31

Edit monthly income and spending pots

Open this only when the planned wages or target pots need changing. The table above shows what has actually happened.

Edit

Monthly income

Use take-home monthly amounts.

Household spending pots

These are monthly targets. Imported actuals reduce against them after statement tagging.

Restore a hidden pot (3 at £0)

Pots at £0 are hidden across the app. Give one a budget here to bring it back.

Custom monthly buckets

Add a new pot here. Once saved, it appears with the household spending pots above.

Edit fixed monthly bills

Open this when you need to update recurring bill targets or add a new fixed bill.

Edit

These are the planned monthly targets for recurring bills. Statement actuals stay in the tracker above so increases can still be spotted.

Set a bill to £0 to remove it from the active monthly plan. It can be added back later as a new fixed bill if needed.

Add a fixed bill

Add a new recurring bill here. Statement actuals can be tagged to it later.